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跑路等问题让整个行业风险与收益并存

来源: 未知  2016-08-02 合肥热点网

对于P2P网贷平台信息中介的定位,这是早在去年7月份《关于促进互联网金融健康发展的指导意见》中就已经十分明确的被提出。在该文件第二大部分第八条,关于提到网络借贷时,明确提出,个体网络借贷机构要明确信息中介性质,主要为借贷双方的直接借贷提供信息服务,不得提供增信服务,不得非法集资。

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银象网理财师提醒大家,专业合规的平台在信息中介的功能定位上都是很清晰到位的。在做平台选择时,不妨对号入坐进行排除,不是纯信息中介性质的平台坚决不碰。

其次看资金流向

对于平台的资金流向是否合乎监管要求,是否不存在资金池情况,如果要甄别清楚,主要看平台是否实现了第三方资金存管,或者银行资金存管。

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